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Agricultural Finance Lease

Flexible finance for your business

Get the farm equipment, motor vehicles and business equipment your business needs now without the heavy initial outlay of a cash buyer. Agricultural Finance Lease from Clydesdale Bank allows you to have the use of an asset whilst paying a rental rather than a repayment.

  • Dedicated Agribusiness Partner can make decisions – fast
  • Pre-arranged finance gives you the flexibility of a cash buyer
  • Choose the payment option that best suits your needs or cashflow

To find out more, contact your Agribusiness Partner, arrange a visit to your local Financial Solutions Centre or call 08457 03 45 67.

More Benefits

  • Cash boost - capital allowance benefits are reflected in the rentals
  • Save money -  pay VAT only on each rental (normally recoverable if you are VAT registered)
  • Latest equipment - keep your business up-to-date with the latest technology and most efficient plant and equipment
  • Sales proceeds - receive a proportion of the proceeds from the asset sale at the end of the rental term

Further Features

  • Competitive fixed and variable interest rates
  • No capital outlay or upfront deposit needed
  • Rental is generally tax deductible

Complementary Solutions

Important Information

  • Interest rate
    • Rates may be individually negotiated and the amount you are charged will depend on your circumstances. Speak to your local Agribusiness Partner for more details
  • Fixed or variable rates
    • Fixed – calculated at inception
    • Variable – calculated daily
  • Minimum term – 6 months
  • Maximum term – negotiable
  • Alternative option – Agricultural Hire Purchase
  • Costs
    • Documentation Fee - paid at the outset 
    • Charges may be individually negotiated and the amount you are charged will depend on your circumstances. Speak to your local Agribusiness Partner for more details
  • Terms and conditions
    • Capital allowances claimed by Asset Finance
    • Share of proceeds from the asset sale is negotiated with your local Agribusiness Partner
    • Full terms and conditions are available on request

In the event of non payment, breach of covenant, or non compliance with terms and conditions, we may proceed to make a call on, or realise any security pledged in support of the borrowing.

Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.

Finance Lease, Hire Purchase, Operating Lease and Euro Funding provided by Clydesdale Bank Asset Finance Limited. Clydesdale Bank Asset Finance Limited is an appointed representative of Clydesdale Bank PLC. The value of any tax benefits to you depends on your individual circumstances, the Law and Her Majesty's Revenue & Customs (HMRC) practice, which are subject to change.

Clydesdale Bank PLC is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.

Get in touch

Existing Agribusiness members

  • Contact your Agribusiness Partner