Business Investment Loan
Flexible finance for business growth
Invest in the future of your business. With a Business Investment Loan from Clydesdale Bank, you can purchase fixed assets for business purposes, purchase business premises, or acquire a business that complements your existing activities.
- Simple and flexible way to fund potential growth
- Available to business customers seeking to borrow amounts over £25,000
- Suitable for businesses owning the freehold or leasehold premises from which they operate (i.e. owner-occupied commercial property)
To start a new kind of banking relationship, arrange a visit to your local Financial Solutions Centre or call 08457 03 45 67.
More Benefits
- Personal attention – dedicated Relationship Partner can make fast decisions
- Flexible – ability to use equity in your property to invest in the business
- Choice – a range of flexible repayment options
- Tailored – loan repayments tailored to suit your cashflow needs
- Control – easier to plan budgets and future development
- Certainty – option of fixed interest rates to provide protection against interest rate increases
- Simple – straightforward interest rates and fee structures
Further Features
- Interest-Only option from 1 to 25 years
- Range of flexible repayment options
- Variable interest rates, fixed interest rates or a combination of these. Fixed Rate option term from 1 to 10 years
- Additional fixed rate period can be agreed at expiry if the principal value of loan is greater than £25,000
- Under the fixed rate option an early repayment charge may apply should the loan be repaid in full or in part during the fixed rate period
Complementary Solutions
Important Information
- Interest rate
- Variable and Fixed rates – available on request from your Relationship Partner
- Standard interest rates can be found in the interest rates and charges section. Interest rates in respect of borrowing facilities are individually negotiated and the amount you are charged will depend on your circumstances - speak to your Relationship Partner for more details
- Repayment type
- Interest Only or Capital & Interest
- With interest only option – you will need to plan a method of repaying the capital
- Interest calculated daily
- Minimum amount – £25,001
- Maximum amount – negotiable. For amounts over £250,000 you may wish to consider a Tailored Business Loan
- Minimum term – 1 year
- Maximum term – 25 years
- Range of flexible repayment options available
- Costs
- Standard charges can be found in the interest rates and charges section. Other charges may apply which may be individually negotiated - speak to your Relationship Partner for more details
- Terms and conditions
- Normal lending assessment applies
- Security will be required
- Full terms and conditions are available on request
In the event of non payment, breach of covenant, or non compliance with terms and conditions, we may proceed to make a call on, or realise any security pledged in support of the borrowing.
Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.
Clydesdale Bank PLC is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.