Student Account
How to be a student and live
- Up to £1,000 overdraft in the first year and up to £3,000 in the remaining years of your course
- Preferential interest rate on credit balances
- 24 Hour Telephone and Internet Banking**
If you’re going to or are at university, you’ll be faced with a whole host of problems that have nothing to do with your course work. There will be books to buy, fees to pay, travel costs and living expenses – and if you’re moving away from home, your expenses may be much higher than you expected.
Our Student Account gives you the benefits of a normal current account. That means you can apply for an overdraft facility, Dual-Function Maestro Debit Card and even a Gold MasterCard Credit Card#.
How to apply
- Visit your local Clydesdale Bank branch
- Telephone 0845 602 5450
What you get
A tailored Student Account to suit you
- Overdraft facility - up to £1,000 in the first year and up to £3,000 for the remaining years of your course
- Preferential interest rate on credit balances compared to other high street banks
- Bank the way that suits you with 24 Hour Telephone Banking and Internet Banking**
- Dual-Function Maestro Debit Card which can be used in person, by phone, online and abroad†
- CashBack at participating retailers
- Withdraw up to £350 a day, 365 days of the year at any Clydesdale Bank ATM or UK ATM*
- Mobile phone top-up (opens in a new window) at ATMs
- Special travel discounts in conjunction with Apollo Travel Direct - see your statement for details
- Student support – get help in managing your finances from your Personal Banker and our Life Event Guides.
Other current accounts
- Current Account Plus - choose to bank with benefits. Enjoy a competitive overdraft rate, special discounts and much more
- Readycash Basic Account - take a straightforward approach to your finances with our Basic Bank Account
#All credit facilities are subject to status and applicants must be aged 18 or over. Written quotations are available on request. Full details of the MasterCard and its Conditions of Use are available from any of our branches.
*Subject to available funds. While we do not charge for this service, other providers may do so. An ATM may be temporarily unavailable due to periods of routine maintenance.
**24 Hour Telephone Banking and Internet Banking may be temporarily unavailable during periods of routine maintenance. For your security, calls may be monitored or recorded.
†Purchases using Maestro abroad will be subject to a transactional fee. Please ask in branch for further details. This charging structure does not apply to Maestro when used in the UK or the LINK facility on your card.
Clydesdale Bank PLC is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the Scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
In respect of deposits with a UK office, payments under the Scheme are limited to 100% of the first £50,000 of a depositor's total credit balances with the Bank. Further details of the Scheme are available from us on request or from the Financial Services Compensation Scheme: www.fscs.org.uk or Financial Services Compensation Scheme, 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN.
