2 Year Discounted Lifetime Offset
Tracker Mortgage
The mortgage rate that stays attractive
- Rates from 1.09% above the Bank of England base rate – for 2 years
- Moving to 1.75% above the Bank of England base rate for the remainder of the mortgage
- Overall cost for comparison is 7.0% APR
With our 2 Year Discounted Offset Lifetime Tracker you could pay off your mortgage faster by offsetting your mortgage against the money in your Clydesdale Bank Offset Savings and Offset Current Account. In doing this, you could reduce the amount of interest you pay – helping you to save thousands and pay off your mortgage years early.
Unlike mortages that follow an individual bank’s Standard Variable Rate (SVR), the 2 Year Discounted Offset Lifetime Tracker’s interest rate is fixed in relation to the Bank of England base rate, so you can enjoy the benefits of a Tracker mortgage and an attractive rate of interest.
How to apply- Ask us to call you back (Opens in a new window)
- Telephone 0845 602 5450
- Visit your local Clydesdale Bank branch (Opens in a new window)
What you get
You may never have to switch again
- Rates from 1.09% above the Bank of England base rate for 2 years
- 1.75% above the Bank of England base rate for the life of the mortgage thereafter
- Overall cost for comparison is 7.0% APR
- Interested calculated daily
- The more money you have linked to your mortgage, the less interest you will have to pay on your mortgage
- 2 Year Discounted Offset Lifetime Tracker is offset against the money you hold in your Clydesdale Bank Offset Savings and Offset Current Account
- Switching Package to help move mortgages over £30,000 from another lender. Free valuation and no legal fees when you switch your mortgage from another lender and use our solicitors and valuation panel
Other mortgages
- Offset Mortgage - save thousands with our Offset Mortgage
- Current Account Mortgage - the smarter way to manage your money
- Flexible Payment Mortgage - take control of your payments
- Fixed Rate Mortgages - make budgeting easier
- First time Buyer Mortgages - helping you towards your first home
- Investment Housing Loan - helping you buy a second property
- Business Offset Mortgage - the power of personal and business banking combined
- Spanish Mortgage – feel right at home when buying a property in Spain
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Terms and conditions apply. All loans are subject to status and applicants must be aged 18 years or over. Security is required. Not available for business purposes. Minimum loan amount applies. An early repayment charge will apply during the discounted period. Valuation must be carried out by a member of our approved panel of surveyors. Conveyancing will be completed by Clydesdale Bank's appointed solicitors as part of the switching package.
For your security, calls may be monitored or recorded.