First Time Buyer Mortgages
Helping you towards your first home
- Get a loan that’s right for you at an amount you can afford
- Know what you’re paying with a fixed rate
- Loans available from £30,000
We understand that buying your first home can be a daunting prospect. That’s why we’ve made the process of applying for our First Time Buyer Mortgages as straight forward as possible. We’ll help you find a deal that works for you. We’ll also help calculate how much you can borrow so you get a loan that’s right for you.
How to apply
- Ask us to call you back (Opens in a new window)
- Telephone 0845 602 5450
- Visit your local Clydesdale Bank branch (Opens in a new window)
What you get
Supporting you every step of the way with our First Time Buyer Package
- Your full financial situation will be considered to calculate how much you can borrow
- 3 year fixed rate moving to Standard Variable Rate at the end of the fixed term
- The overall cost for comparison is 6.9% APR on our 3 year fixed rate mortgage
- Minimum loan of £30,000
- Range of products with fixed rate options
- Make budgeting easier with guaranteed fixed rates for 3 years
- Choose our lowest rates with an arrangement fee or pay standard rates with no extra costs
- Borrow 100% of the purchase price with a Clydesdale Bank Right To Buy mortgage
- Payment holidays and redraws are available after the fixed rate period ends
- Transfer your mortgage to your next property without penalty – and borrow more if you need it
- Clydesdale Bank flexible mortgages help you build towards your first step on the property ladder.
Other mortgages
- Offset Mortgage - save thousands with our Offset Mortgage
- Current Account Mortgage - the smarter way to manage your money
- Flexible Payment Mortgages - take control of your payments
- Fixed Rate Mortgages - make budgeting easier
- Investment Housing Loan - helping you buy a second property
- Business Offset Mortgage - the power of personal and Business Banking combined
- Spanish Mortgage – feel right at home when buying a property in Spain
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Please note that you can only take payment holidays where you have previously overpaid. If you reduce your repayments or take a payment holiday, the amount of your loan will not be reducing as quickly, so you could end up paying more in interest charges over the term of the mortgage.
For your security, calls may be monitored or recorded.