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Fixed Rate Mortgage

Make budgeting easier

  • Repayments stay the same during the fixed term
  • 2 and 5 year terms available
  • No legal or valuation fees if you switch from another lender

Whatever happens to the Bank of England’s base rate, your repayments will remain the same with a Clydesdale Bank Fixed Rate Mortgage. So during your fixed term you can enjoy the certainty of knowing what your monthly mortgage repayments will be, making budgeting easier.


How to apply

What you get


Enjoy the benefits

  • Guaranteed low rate for up to 5 years moving to our Standard Variable Rate at the end of the fixed term
  • The overall cost for comparison is 7.3% APR on our 5 year fixed rate mortgage
  • Regular overpayments can be made at any time*
  • Transfer the mortgage to your next property without penalty, and borrow more if you need it
  • Switch from another lender and don't pay a penny in legal or valuation fees (when you use our solicitors and valuation panel) - just a one off mortgage arrangement fee
  • Suitable for those with a smaller deposit who don’t want to pay a higher lending charge
  • Clydesdale Bank’s dedicated Mortgage Advisors are on hand to help
  • Normal arrangement fee waived for Residential Re-mortgage applications.

*Lump sum payments will incur a charge.

Other mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

For your security, calls may be monitored or recorded.

How to apply

Ask us to call you back
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  • Telephone: 0845 602 5450
    (Monday - Friday 8.00am - 9.00pm)

Important information

Read our important information about Clydesdale Bank mortgages